The latest Cost of Living Adjustment prediction shows Social Security recipients could be in for another year of a small increase.

Retired-worker benefits can hit a psychologically important level next year, but seniors are still likely to get the short end of the stick.

Fast moving economic changes have already impacted just how effective the 2025 COLA rate of 2.5% is, especially when it comes to buying power.

Social Security beneficiaries receive an annual cost-of-living adjustment (COLA) to keep the purchasing power of benefits aligned with rising prices across the economy. The official 2026 COLA will not be determined until October 2025 because it depends on inflation data from the third quarter,