Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, ...

Immediate impact. Under FICO, hard inquiries fall under "new credit," accounting for 10% of your FICO score. VantageScore puts less weight on inquiries, accounting for just 5% of your credit score.

Hard inquiries remain on your credit reports for two years but stop affecting your credit score after one year. You can check your credit report to see when an inquiry was performed.

A single hard inquiry can shave up to 5 points off your FICO score. However, with the most-used FICO model, all inquiries within a 45-day period are considered as one inquiry when you are “ rate ...

Improving your credit after taking a hit isn’t always easy, but it’s doable. It depends on what happened, how long it’s been, ...

Hard inquiries occur when you apply for credit; they drop your score by about 5 points. Rate shopping allows multiple inquiries for loans to count as one within a 14-45 day window. Soft inquiries ...

How hard inquiries impact your credit score. A hard inquiry usually has a minor impact on your credit score. According to FICO, a single hard inquiry will cause most people’s credit scores to ...

The hard inquiry provides timely, accurate information about your behavior as a borrower. The situation is different if you ...

Learn what a hard credit inquiry is, how it affects your credit score, and how to manage its impact. An icon in the shape of a person's head and shoulders. It often ...

Hard inquiries provide a record of which lenders checked your credit report, and when. Since hard credit inquiries can temporarily drop your score, you may wonder how to get them removed.