Starting in 2025, you can boost your 401(k) plan with higher deferral limits and catch-up contributions for some older workers. Many plans also have a "true-up" feature, which allows workers to ...

Whether a plan participant can make a lump-sum contribution to their 401(k ... deferral contributions are based on a percentage of salary,” she says. For example, the salary deferral election ...

There are two components to a solo 401(k) plan: employee elective-deferral contributions and profit-sharing contributions. A solo 401(k) may also offer loans, doesn’t require nondiscrimination ...