401(k) beneficiary designation supersedes will instructions; maintain accurate listings. Federal law defaults your spouse as 401(k) beneficiary; written consent needed for changes. Annual review ...

A significant portion of 401(k) savings is passed to beneficiaries after the account holder passes away. Choosing a beneficiary for a 401(k) requires careful consideration of factors like age and ...

Most consumers are familiar with the beneficiary designation form they complete when opening an IRA or 401(k). The form designates who receives the asset if the account owner dies. Yet ...

But the alternative option — ignoring estate planning and beneficiary designations — could end up infinitely worse. One little-known election on your retirement accounts, the choice of per ...