For those overwhelmed into inaction by the prospect of completing 401(k) enrollment forms, Congress just intervened. With last week’s signing of the Pension Protection Act of 2006 it sanctioned ...

A 2015 Vanguard study, for example, found that between 2007 and 2014, the average default contribution to 401(k) plans fell from 7.3% to 6.9% -- because employers set auto-enrollment deferral ...

It's no secret that Americans are behind when it comes to retirement savings. In a recent study, U.S. Census Bureau found that 49% of adults between the ages of 55 and 66 had no personal ...

Over 60% of companies with 401(k) plans now have automatic enrollment, Vanguard says. And, thanks to Secure Act 2.0 , all new 401(k) plans will be required to sign up new workers at a minimum ...

When you conduct meetings with your 401(k) clients who have auto-enrollment features, you can educate them about this safe harbor correction program. For most clients who established 401(k) plans on ...

If your employer's 401(k) plan has auto-enrollment, you'll automatically start making contributions to your account once you're eligible. Under a federal law enacted in 2022, most new 401(k) plans ...

Beginning in 2025, employers with new 401(k) and 403(b) plans must automatically enroll employees when they become eligible. The initial contribution amount must be at least 3% and no more than 10%.

If your employer's 401(k) plan has auto-enrollment, you'll automatically start making contributions to your account once you're eligible. Under a federal law enacted in 2022, most new 401(k) plans ...