When you take your pension as a monthly annuity, you gain longevity ... for "maximum monthly guarantee tables.") By contrast, you can invest a lump sum for growth so that your retirement income ...
according to the PBGC table of benefits. Would You Trust an Annuity’s Insurer More? A lump-sum payout transfers the risks associated with investment performance and longevity from the pension ...
Deciding between taking a lump sum or monthly payments involves assessing a number of factors, including some that are ...
Several years ago, my previous employer offered former staff members a lump ... pension plan payments. If you find yourself having to choose between a lump sum or an ongoing monthly payout ...
Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...
Plaintiffs argue that using outdated mortality tables distorts payment because people are living longer, and DOL says the reduced pension payments ... SEC disclosures, lump sum payments and ...