RELATED: Does debt settlement hurt your credit? Are debt consolidation companies legit? There are many legitimate debt consolidation loan companies, including the lenders we ranked in this guide.

Are Debt Settlement Companies Legitimate? Yes, debt settlement companies are legitimate, but some can be deceptive or fail to deliver on their promises. The FTC recommends avoiding companies that ...

If you're struggling to pay your bills, working with a debt relief company might enable you to lower your payments. Unlike debt consolidation, which merges multiple balances into one low-interest ...

it’s likely that Citizens Debt Relief’s services will negatively impact your credit score. Is Citizens Debt Relief legitimate? Yes, Citizens Debt Relief is a legitimate company. Citizens Debt ...

personal loans or private student loans — debt relief companies, also known as debt settlement companies, can negotiate with your creditors to get your balance lowered. Success isn't guaranteed ...

2. Is debt settlement the best option for my financial situation? A legitimate debt relief company will take the time to learn about your debts and how they fit into your overall financial picture ...

Managing debt can feel overwhelming, but finding legitimate help doesn’t have to be. Although debt relief companies can provide solutions when you’re struggling with debt, it’s crucial to ...