To decide which debt relief option is best, evaluate how each will impact your credit score and long-term financial health.

Certain strategies could make it easier to navigate the debt relief process. /iStockphoto . Credit card debt has become a ...

A damaged credit score can complicate the debt relief process, but you still have plenty of options to consider.

Americans continue to grapple with the lingering effects of recent inflation, even as the rate has moderated. While prices have stabilized somewhat, the elevated costs for essential items like ...

They can advise you about debt relief solutions and help you figure out which ones best suit your needs. Talking with them first won't take any other options off the table. Second, you may be able ...

“There are debt relief options for just about anyone who owes money,” said Tayne. “Generally, though, once you know there’s an issue with keeping up on payments, that’s the best time to ...

Four years after hearing the president promise bold action on student debt, most borrowers are still no better off, and ...

Debt relief programs work by helping people choose the best solution for dealing with ... Negotiating debt, for example, is usually only an option if you're behind on payments.

The average credit card balance for Americans is $5,910, according to CNET sister site Bankrate. And there's a growing concern that many credit card accounts will become delinquent as borrowers fall ...

If you're worried about your student loan payments, program or forgiveness options, there are steps you can take now.

The student loan landscape has been more unpredictable than ever. With debt relief programs entangled in legal challenges and ...

Best debt relief companies Best for customer service ... So, before choosing a debt settlement company, try other options — including talking to your creditor directly, applying for a debt ...