Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

Clever Fox budget planner . If you prefer a detailed monthly budget, this $22 bound journal includes a year's worth of budget templates. ... How do you make a budget worksheet?

Key Takeaways. The mobile app Mint was a favorite free budgeting tool, but it was discontinued in 2024. Other free budgeting mobile apps include Goodbudget, Achieve MoLO and SoFi Budget Planner.