are the actual costs incurred in your daily life. They are the transactions you track to see how closely you're adhering to your budget. What is the difference between budgeting and tracking in YNAB?

Learning how to create and maintain a monthly budget that takes into account your income, living expenses and spending habits can be difficult. However, factoring in living expenses – such as ...

These expense account codes are grouped together in related five-digit budget categories. The expense account codes are said to “roll up to” budget categories. Example: Budget category “Supplies” is ...