If you've ever fallen behind on your debt payments, you know from firsthand experience that debt collection agencies have a ...

The FDCPA establishes clear timelines that must be followed when you dispute a debt with a debt collector. According to ...

Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. Always ask for detailed information about the debt and the debt collector’s contact details ...

Debt collection scams are among the most persistent and anxiety-inducing of all such schemes. Scammers call, text, or even ...

The Consumer Financial Protection Bureau (CFPB) offers templates for these letters on their website. Request specific documentation, including: The Fair Debt Collection Practices Act (FDCPA ...

Collection agencies can't tell a third party that you owe a debt, send you a postcard or mail letters in an envelope marked to indicate debt collection. Any single violation of these restrictions ...

Sometimes collection agencies sell entire portfolios ... the first step is to send the debt collector a written letter contesting the debt, and requesting documentation of the amount that they ...

What is a debt collector? A debt collector is defined as ... by postcard or use any language or symbols on the envelope or letter or telegram that indicates it is for collection purposes. Once the ...

A person who repeatedly pesters or threatens another person can be sent a cease and desist letter as a warning. For example, according to the Fair Debt Collection Practices Act (FDCPA), third ...