We use Dave Ramsey’s recommended monthly budgeting percentages, and adjust as needed for our debt payoff goals. These monthly budgeting percentages are just a guide, and do not include debt ...

But how do you get started? According to money guru Dave Ramsey, budgeting is more than just making a list of what you can and can’t spend.

How to use sinking funds in your budget. Ideas for sinking funds categories when you're on a debt free journey. Dave Ramsey budgeting tips, and debt free motivation. Subscribe to follow our family ...