Budget worksheets provide a basic layout for tracking your monthly expenses and income so you can pinpoint where your money is going and figure out areas […] advertisement W.S.M.

Student Loan Debt: 10% A $23,000 loan balance with an approximate 7% interest rate and 10-year repayment term comes to a minimum $267 a month. That's roughly 10% of your budget.

Use our free monthly budget worksheet to see how your spending aligns with the 50/30/20 rule. A budget planner can help you decide how to best spend your money.

Eliminate debt. First, learn the details of how to make a monthly budget that fits within your net income, then use this budgeting worksheet to start tracking your money. iStock.com ...

Getty Images. For those who are ready to take the leap into budgeting, creating a spreadsheet from scratch isn’t necessary. You can save time and hassle by using a premade budget worksheet.

The high-stakes battle over the debt ceiling and budget deal is now in the House of Representatives. The bill faces key votes as a potential national default looms next week. Some in both parties ...

Since they took control of the House last month, Republicans have been arguing that Congress should cut spending in exchange for GOP support for raising the debt limit, now at about $31.4 trillion.

Germany's government pledged Tuesday to make massive new investments by taking on record debt as it presented its budget plans with the aim of reviving the economy and building up the military.

How to manager your budget effectively. Kirkland suggests using budget planning worksheets which can be found in any personal finance software, such as Microsoft’s Money or Intuit’s Quicken.

A successful budget planner helps you decide how to best spend your money while avoiding or reducing debt. Our free monthly budget worksheet can get you started.