Budget worksheets provide a basic layout for tracking your monthly expenses and income so you can pinpoint where your money is going and figure out areas […] advertisement W.S.M.

If you have Microsoft Office, consider Microsoft Excel's suite of budgeting templates designed to fit many different needs, ...

Student Loan Debt: 10% A $23,000 loan balance with an approximate 7% interest rate and 10-year repayment term comes to a minimum $267 a month. That's roughly 10% of your budget.

Use our free monthly budget worksheet to see how your spending aligns with the 50/30/20 rule. A budget planner can help you decide how to best spend your money.

Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

How to manager your budget effectively. Kirkland suggests using budget planning worksheets which can be found in any personal finance software, such as Microsoft’s Money or Intuit’s Quicken.