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Debt consolidation and bankruptcy are strategies to relieve debt, but the effects are radically different. Bankruptcy can ...
When you consolidate high-interest debt with a personal loan that has a lower rate, you can save a considerable amount of ...
These challenges are why many people consider consolidating their credit card debt with a personal loan. When to use a personal loan for credit card debt. Debt consolidation works ...
If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...
Debt consolidation loans combine other forms of debt into a lower-interest installment loan with more favorable terms. Your credit score and debt-to-income (DTI) ratio will determine the rate you ...
However, debt consolidation loans aren’t a complete fix. You must still pay them off. That said, consider these pros and cons to see if consolidation is right for your finances.
Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...
The best debt consolidation loans are from LightStream, SoFi and PenFed Credit Union, all of which offer interest rates lower than average credit card rates.
“The term ‘debt’ means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which ...
A debt consolidation loan can help you save on repaying high-interest debt — and make it more manageable. Make sure to compare rates from different lenders to pick the best deal for you.