What Is Debt Settlement? Debt settlement is a process through which individuals and businesses can negotiate with their creditors to reduce the amount of debt owed, often by a significant percentage.

Unsecured debt is typically tied to a debtor’s creditworthiness and isn’t backed by any collateral or asset. Unsecured debt is debt that is not backed by any asset or collateral. Borrowers of ...

Learn about the debt-to-equity ratio, a key financial metric that reveals a company's financial leverage and risk profile.

The Supreme Court wrestled Tuesday with whether federal regulations for debt collectors should extend to companies that purchase debts. Justice Elena Kagan wanted to know why Santander Consumer ...

Public debt, or sovereign debt, is an important way for governments to finance investments in growth and development. However, it is also critical that governments are able to continue servicing their ...

Under the regulations, “arrears” are defined as unpaid amounts, excluding capitalised mortgage arrears, that became due before the moratorium began. However, secured debts that do not meet the ...