A debt reduction spreadsheet isn’t necessarily an app ... Then, starting with the lowest group, you pay off the balances with the highest interest rate first. Then you move on to the next ...

List your debts and how much you owe, either by hand or in a spreadsheet ... stay motivated to pay off the rest of your balances. With the avalanche method, you pay off debt with the highest ...

Focusing on paying off your debt can not only save you money ... APRs and minimum payments, in a spreadsheet. Prioritize your ...

Now, she's created her own personal finance Google spreadsheet template that she ... to both save and pay off her debt. Digit is an app that automatically puts money into your savings account ...