Fortunately, companies like Vertex42 offer pre-made debt reduction spreadsheets to help you organize and prioritize your bills, and formulate a plan for debt repayment.

For debt of any kind to be manageable, you need to have a plan to pay it off. That's especially true when high-interest bills threaten to balloon out of control. CNBC Select offers a step-by-step ...

1. Find a Money Buddy. Just because you’re getting out of debt, doesn’t mean you have to do it alone. Friends Sau-Sha Hill and Sha’Kreshia Terrell decided to work together to pay off their ...

These debt payoff strategies provide a simple structure to pay off what you owe, one debt at a time. ... Make a list of all of your credit card accounts and loans — ideally in a spreadsheet.

Focusing on paying off your debt can not only save you money, ... Some calculators can help you create a spreadsheet that will make it easier to track your progress. 3.

Visual aids help you celebrate small wins and keep you motivated on a debt-free journey. See how they've helped some people pay off thousands in debt.