The average credit card balance for Americans is $5,910, according to CNET sister site Bankrate. And there's a growing concern that many credit card accounts will become delinquent as borrowers fall behind on payments.

The holidays are a time of joy and celebration, but they can also be a source of financial stress. Many Americans struggle with credit card debt, and the temptation to overspend during the holiday season can make matters worse.

Americans are still paying off debt from last year's holiday season. 'DeSanta Claus' strikes again: Florida Gov. Ron DeSantis announces extra days off for state workers Suze Orman: Parents, Get Roth IRAs for Your Kids So They Can Retire Millionaires Jim Carrey says he’s come out of retirement as he ‘needs the money’ "He's sick.