But unlike most wedding planners, Joy works free of charge — because she’s an app. Co-founders Vishal Joshi, Michael Bach, and Kaiwalya Kher began Joy as a side project back in 2013.

Benzinga tested Empower’s free Retirement Planner tool—see how it models early retirement, college costs, and recession shocks to keep your plan on track.

I’ve used Todoist’s free Beginner plan as my own personal digital planner for many years, and I recommend it for an excellent balance of simplicity, functionality, and cost.

The best planner is the Hobonichi Techo, ... JSTORY Large Personal Wide Spaces Weekly Planner 28 Sheets Pink. $12 Layout: Weekly | Size: 7.2 by 10.1 inches | Cover: Softcover.