Before you make a budget, you'll review your current finances."The first step to changing your financial future is understanding where your money is today," financial therapist Erika Rasure, PhD ...

Excel Monthly Budget Spreadsheet. TL;DR Key Takeaways : Input actual operating expenses in Excel, organized by department, using data validation to ensure accuracy and consistency.

If you don’t have Microsoft Excel, then Google Sheets is an awesome, free alternative. ... On the next line of your budget spreadsheet, make a space for your recurring, fixed expenses.

Creating a budget is a great way to track spending and an important step to getting your finances in order. Here's how to create a budget in 5 steps.

We picked our favorite free budget spreadsheets, including tools from Microsoft and our own 50/30/20 worksheet. Find the best fit for your needs.

Here are our favorite tricks to craft your budget spreadsheet like a master. Learn all the hot keys Budgeting doesn’t need to be so tedious when you make Excel do the work for you.

Justin Haywood, CFP, is the president and co-founder of Haywood Wealth Management.. How to Make a Budget Spreadsheet Have a ...