If you’re a typical retirement saver, you’re probably very aware of IRAs and 401(k) plans. Small business owners can certainly use either of these popular retirement saving vehicles, but they ...

A few retirement plans are specifically designed to help small business owners. The most used are SEP-IRAs, solo 401(k) plans, and cash balance pension plans. Each has its pros and cons.

Surprisingly, a SIMPLE IRA, which is available to any small business – generally with 100 or fewer employees, is one such plan that requires an annual contribution.

Two retirement plan options for employees of small businesses are the simplified employee pension (SEP) IRA and the solo 401(k)— both of which are tax-deferred plans. With a SEP IRA, individuals ...

Local financial advisors are in the best position to help these small business owners implement the right retirement plan that best fits their needs, budgets and goals. Solo 401(k)s and SEP IRAs ...

The most common retirement plans are defined contribution plans, where the contribution amount is defined but the benefit is not.

For small business owners, the SIMPLE IRA is practical if there is any discussion of expanding your business. By comparison, adding employees to a SEP plan can be a cumbersome process.

IRAs offer an easy, low-cost retirement plan option for employees of small businesses. Small business 401(k)s allow employer matching and immediate employee vesting. Defined-benefit plans provide ...

The Online 401(k) designed the IRA specifically with small businesses of 100 or fewer employees in mind. “Approximately 92% of the smallest businesses do not have a retirement savings option for their ...

A SIMPLE IRA and a 401(k) plan are both retirement savings accounts that can be offered by employers, but they differ in a few key ways. Learn more to find out which is best for business.

A SIMPLE (Savings Incentive Match Plan for Employees of Small Employers) is a retirement-savings account for small businesses. It’s designed for companies with fewer than 100 employees.

Can you operate your own small business inside your IRA? From 1974 to 2013 that question was in a gray area--the answer was a definite "maybe." But the multiple shades of gray have recently turned ...