SIMPLE IRA provides lower cost retirement savings for small businesses, simpler than 401(k) plans. Contributions include elective deferrals by employees and matching or non-matching by employers.

However, if you as an employee (not an employer) contribute money to your SEP IRA (which some SEP IRA plans allow), then it ...

Investing in an IRA is an effective way to make sure you're setting aside a retirement nest egg, especially if you don't already have a 401(k) plan offered by your employer. IRAs also offer tax ...

The Secure Choice Savings Program creates IRA-type retirement funds for workers at small businesses that don't offer their ...

which made it easier and less expensive for small business owners to set up retirement plans for their employees.” It’s possible that, when pressed by their state to either offer the auto IRA ...

rollover IRAs, small business retirement plans, and Roth IRAs for Kids. Fidelity offers a wide range of retirement planning resources, including its learning center, which explains complex ...

More part-time workers will have access to 401(k) accounts in 2025, and you might get auto-enrolled next year unless you opt ...

The Simple-IRA can be considered as a start-up retirement savings plan for small business owners not currently sponsoring a retirement plan. The plan is available for small businesses with 100 or ...

(A simple IRA plan may be more appropriate for larger companies ... even if you are still working. A defined benefit plan ...

as well as the federal Thrift Savings Plan. The limit on annual contributions to an IRA, however, remains what it was in 2024: $7,000. The IRS sets annual caps on contributions to both workplace ...

making it a potentially more attractive option for some small businesses. The SEP IRA has a limit on the annual compensation that is used for figuring retirement plan contributions. For 2025 ...