Ideally, you should set up your Solo 401 (k) before the end of the year for the most tax savings. However, if you read this ...

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Many American workers planning for retirement start by deciding which investments they plan to use — and these often include ...

A SEP IRA might be a better fit if you don’t want to deal with the more complex reporting requirements of a solo 401(k). But solo 401(k)s let you choose between tax-deferred and Roth accounts ...

Unfortunately, the answer to the question, "Can we just gift it to one another?" regardless of the answer to my question, is ...

Before you open a retirement account, you should know the disadvantages of Roth IRAs, including income limits. Learn about the drawbacks of Roth IRAs.

If you inherit an IRA from a parent, the 10-year rule applies to you. Beginning in 2025, many IRA beneficiaries will be ...

There should be no tax penalties to closing an IRA account as long as you follow the rules carefully. Learn how tax penalties ...

A Roth conversion can help minimize taxes on retirement income, but the timing and amount can be a complex decision.