When it comes to financial literacy and education, Dave Ramsey knows what he is talking about. After creating several highly ...

According to a breakdown from The Mortgage Reports, a good debt-to-income ratio is 43% or less. Many lenders may even want to see a DTI that's closer to 35%, according to LendingTree. A ratio ...

To be perfectly clear, you can still get a mortgage if you have a car payment, student loan payment, and/or credit card payments. But depending on how much you're required to pay each month, they can ...

What is a debt-to-income ratio? Your debt-to-income ratio, also referred to as DTI, is a numerical representation of how much ...

Improving your credit score, increasing your down payment, buying points and negotiating your rate can help you save money on ...

“It has a very high interest rate, and it compounds really fast.” Mortgage debt could be good for a retiree, at least in theory. Many older Americans refinanced mortgages in recent ...

The debt-to-income ratio was the most common reason buyers were denied a mortgage, according to a report. Here’s how to ...

As investors remain uncertain about what the Federal Reserve will do at its Dec. 17-18 meeting, Lewis says, “Mortgage rates ...

About 36% of homeowners still have a mortgage when they retire, up from 23% a decade ago. This increase in mortgage debt is ...

With a 30-year home loan, you’ll typically pay more interest compared to a mortgage with a shorter term. That’s because you’re paying down your debt over a longer period. But there are upsid ...

Lenders look at two different debt metrics when deciding to ... the best way to get a good estimate is to use our mortgage calculator to determine your expected monthly housing payment, add ...