Budget worksheets provide a basic layout for tracking your monthly expenses and income so you can pinpoint where your money is going and figure out areas […] advertisement W.S.M.

Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

First, learn the details of how to make a monthly budget that fits within your net income, then use this budgeting worksheet to start tracking your money. iStock.com Fixed Expenses ...