New research tracking over 143,000 people reveals that optimists consistently outperform pessimists at saving money.

So, how would negative interest rates impact U.S. consumers? Put simply, they would spur people to spend and borrow more—i.e., to help people buy houses and take out mortgages—and save less ...

A new study has revealed people feel more optimistic about saving money in 2025 Credit: Getty. One in five are confident they will be able to invest more this year, and 23% have already set clear ...

The idea of negative interest rates is to incentivize loaning and spending, rather than saving and hoarding. Several European and Asian central banks have imposed negative interest rates on ...