A personal loan can be a good solution for paying off your existing debt, but it's not always the best choice.

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Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.

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Best Ways To Pay Off Credit Card Debt Paying off your credit card debt is no easy feat. Other than paying off your debts all at once with one large lump sum payment, there are generally three ways ...

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For instance, if you receive an unexpected windfall, use a large part of it to pay off high-interest debts and investing the remainder can significantly boost your financial health. In 2025 ...

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