Individuals with a cash balance pension plan face numerous decisions as they near retirement. Understanding the various options available is crucial for maximizing retirement income and ensuring ...

Overall, retirement plan options for 1099 workers have grown significantly, and each has its distinct advantages and limitations. Once you are in position to set aside funds, here is a list of ...

The author and editors take ultimate responsibility for the content. A number of retirement plans are available to business owners, independent contractors, and people who work for themselves ...

Momentum to improve access to retirement plans has increased in recent years ... to their grief after you're gone. SEP IRA A good option for small business owners, SEP IRAs allow individual ...

The author and editors take ultimate responsibility for the content. A deferred retirement option plan (DROP) is an arrangement that gives employees eligible for a defined benefit plan the choice ...

Here are some details on the best self-employed retirement plan options out there based on the 2005 tax rules: Simplified employee pensions--referred to as SEPs or SEP-IRAs--are generic retirement ...