It's a common lament that old-fashioned defined-benefit pensions—the kind that pay a guaranteed monthly income for life—are rare nowadays. And for public-sector employees, they might become ...

FG Trade / Getty Images Millions of American workers save a portion of their earnings in employer-sponsored retirement plans such as 401(k)s, 403(b)s, and 457s. Below are five less common ...

Individuals with a cash balance pension plan face numerous decisions as they near retirement. Understanding the various options available is crucial for maximizing retirement income and ensuring ...

Overall, retirement plan options for 1099 workers have grown significantly, and each has its distinct advantages and limitations. Once you are in position to set aside funds, here is a list of ...

Pension plans typically offer two disbursement options: an annuity, which provides steady payments over time, or a lump-sum payment. Each option has its pros and cons, and the best choice will ...

Momentum to improve access to retirement plans has increased in recent years ... to their grief after you're gone. SEP IRA A good option for small business owners, SEP IRAs allow individual ...