This helps you find areas where you can cut back on spending and increase your savings.” But getting into budgeting can be ...

But there are free online templates and spreadsheets that can simplify the process, whether you’re looking to build a household budget ... is a former NerdWallet personal finance writer.

A budget planner is a tool, such as a worksheet or template, that you can use to ... resources that can help you pay bills. Lauren is a personal finance writer at NerdWallet.