People who are one year away from retirement may have different priorities than those early in their careers. That said, there are three moves that nearly every worker can make right now to prepare for the future.

Dreading the idea of retirement? This planning technique for the 'go-go, slow-go and no-go years' can lessen the worry and help you save efficiently.

If you want to spend your old age peacefully, then it is wise to start your retirement planning while you are still in your job. However, before planning for retirement, you must estimate how much money you will need to fulfill your needs at that stage of your life and plan your investment accordingly.