You claim Social Security at your Full Retirement Age (FRA). Social Security normally replaces about 40% of working income, but only if you wait until FRA to claim. Claim earlier or later than FRA ...

Most people enter retirement without any idea how to manage withdrawing their savings without running out of money. Here is ...

Sally’s All-Asset Retirement Income Plan delivers starting income of $92,000 that exceeds her objective of $90,000. She can add that extra $2,000 to her budget or reinvest it for future budgets.

Set out below is the plan presented to our sample investor, a 70-year-old female, with $1 million in the value of her home and $1 million in her rollover IRA. She wants more income plus liquid ...

Most Americans fear a financial crisis could upend their retirement—but still haven’t planned for it. Here’s how to build a ...

a retirement income account. Noting that certain 403(b) pre-approved plans might be covered by Title I of the Employee Retirement Income Security Act, the IRS says it does not have jurisdiction over ...

By creating a retirement policy statement (RPS), you’re effectively committing yourself to abiding by a given system. That’s not to say that your system won’t evolve as the years go by, ...

Develop a robust financial plan for retirement—and a Plan B. getty. There are so many books, articles, podcasts, and shows about planning for retirement that it might seem overwhelming to you.

For small business owners, figuring out how to offer a retirement plan for your employees can feel overwhelming, especially if you aren’t well-versed in finance. When considering plan options ...

Most qualified plans—such as a 401(k) or 403(b) plan—offer employees the ability to borrow from their own retirement assets and repay that amount with interest to their own retirement account.