Just in time for the holiday gift-giving season, Target has redesigned its gift cards with new security features. Before, ...
Just make sure you pay in full each month. The card's generous discounts make it a valuable card for loyal Target shoppers. But if you tend to carry a balance, you'll want to look elsewhere.
However, frequent Target shoppers can benefit from this no annual fee card. Below ... add up to costly interest charges if you carry a balance (and completely negate the 5% savings).