Just make sure you pay in full each month. The card's generous discounts make it a valuable card for loyal Target shoppers. But if you tend to carry a balance, you'll want to look elsewhere.
MORE: Full review of the Target Circleâ„¢ Credit Card Annual fee: $0. APR: 0% intro APR on Purchases for 12 months and 0% intro APR on Balance Transfers 12 months from account opening on ...
However, frequent Target shoppers can benefit from this no annual fee card. Below ... add up to costly interest charges if you carry a balance (and completely negate the 5% savings).