“What kept coming up was this gift card is registered to somebody else. And it has a zero balance on it.” Armed with her ...
MORE: Full review of the Target Circle™ Credit Card Annual fee: $0. APR: 0% intro APR on Purchases for 12 months and 0% intro APR on Balance Transfers 12 months from account opening on ...
Just make sure you pay in full each month. The card's generous discounts make it a valuable card for loyal Target shoppers. But if you tend to carry a balance, you'll want to look elsewhere.
However, frequent Target shoppers can benefit from this no annual fee card. Below ... add up to costly interest charges if you carry a balance (and completely negate the 5% savings).