A strategic balance of annuitization and systematic withdrawals is key to optimal retirement outcomes, a new study found.

Two popular types of variable annuity living benefit riders—guaranteed ... In this regard, some contracts limit GMIBs to annuitization methods that include a lifetime payout.

Once you enter this phase, also referred to as annuitization, you may be barred from withdrawing money from the account. The ...

Two popular types of variable annuity living benefit riders—guaranteed ... In this regard, some contracts limit GMIBs to annuitization methods that include a lifetime payout.

The second phase is the annuitization phase, which is when the payouts are occurring. Most annuities also have a surrender period, during which the annuitant can't withdraw any money without ...

Annuitization is irrevocable ... Unlike life insurance, annuities aren’t subject to underwriting. So, there’s just one potential roadblock to a 1035 exchange. Most annuities levy a surrender ...

Note: Some variable annuities guarantee a return of premium, which means that all invested funds (minus fees) will be paid out during annuitization even if the underlying portfolio loses value.

Single-premium deferred annuities differ from immediate contracts in that they grow tax-deferred for a period of time before annuitization. They also differ from flexible-premium deferred annuity ...

Another national employer has been sued for its decision to transfer its pension obligations to an insurance company — but a different one than had been challenged in suits thus far.

Variable annuities are regulated by the SEC ... Payout phase: In the payout (or annuitization) phase, you start getting payouts from your earlier purchases. Payments can be in a lump sum, via ...

There are many different kinds of annuities. Before taking action, you’ll want to understand how a retirement annuity works and how to choose the best retirement annuity for your circumstances.

Insurers know many people will want to exit. The designed end to a variable annuity is annuitization - turning the contract's accumulated value into a stream of payments the owner can't outlive.