Annuity bills in play during the 2023-2024 session of Congress may continue to gain traction in 2025.

Variable annuities are one of the most complicated financial instruments out there. Let’s weigh their pros and cons.

At its core, a variable annuity is designed to provide a steady stream of income during retirement. But these financial ...

Annuities are one way to accomplish that goal. These financial products usually require you to make a lump sum or series of contributions, then provide a schedule of payments over a determined ...

Hybrid annuities are a combination of two or more types of annuity contracts. Most products combine fixed and variable annuity contracts that are housed inside the same chassis. Those that have a ...

Given all this, we wanted to provide some guidance on the different types of annuities and discuss common features to make this category of financial products easier to understand.

Not all financial products are created — or regulated — equally. Stocks and mutual funds fall under federal securities laws, while savings accounts benefit from FDIC protection. But annuities?

I never thought I'd write a positive article about a variable annuity. As an investment adviser, I get sales pitches almost daily touting the huge commissions I can make selling these products.