What is a Lifetime ISA (LISA) and how much could the government bonus boost your savings by? We look at the perks and the pitfalls.

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

From the misleading "$1 million retirement rule" to the oversimplified "buy low, sell high" mantra, these pieces of ...

The financial services firm’s guidance takes a different path than the traditional 4%-a-year strategy. Researchers compare ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

While this sell system is designed to preserve the growth portion of a portfolio, it comes with a downside: Money can be withdrawn from funds in a retiree’s portfolio that they had no intention of ...

Key Features of a Roth 401 (k): After-tax contributions – No upfront tax break, but no taxes on withdrawals later. Tax-free ...

There is a two-step process under the SECURE 2.0 Act for increasing the age at which RMDs become necessary. Step 1: Beginning ...

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why ...

In this installment, we’re dissecting some lesser-known rules for withdrawing money from Roth individual retirement accounts. Following these rules is key to ensuring that these withdrawals don’t ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, consider these downsides.