To get a sense of potential annuity payments based on your lump sum, use an annuity calculator. Keep in mind that these calculations are estimates and may not accurately reflect the actual ...

As employers continue shifting pension responsibilities to workers, a new question has surfaced: Should employees take their pensions as annuities or lump sums?

This is an issue that I've helped a number of clients resolve over the years. This issue has been in the news a bit more of late with the decision by General Motors to offer some of its retired ...

Lump Sum or Annuity? ... If you take the $2,500 per month, then when you do the math, you can calculate that you'd need to live 10 years in order to get to a total of $300,000.

Lump sum payments are based on an interest rate supplied by the government to "equal" the annuity. As rates slip lower, the lump sum payment increases. The pension annuity does not change with ...

If you’re presented with a choice between a lump sum payout and monthly annuity payments, ... which is the life expectancy Social Security’s calculator assigns to a 65-year-old male.

A retired reader asks if money left over for heirs makes the lump sum preferable. By Walter Updegrave , Money Magazine senior editor January 29 2007: 11:08 AM EST ...

If your annuity promises you a $50,000 lump sum payment in the future, then the present value would be that $50,000 minus the proposed rate of return on your money.

To get a sense of potential annuity payments based on your lump sum, use an annuity calculator. Keep in mind that these calculations are estimates and may not accurately reflect the actual ...

This is an issue that I've helped a number of clients resolve over the years. This issue has been in the news a bit more of late with the decision by General Motors to offer some of its retired ...

Employee Pension Plan booklet next to a calculator. Image source: Getty Images. How lump-sum pension distributions became an option in the first place ...

First, review the income stream being offered by the pension plan, relative to a single premium immediate annuity (SPIA) that you could purchase with the lump sum you are being offered.