Half of American private-sector workers now save in 401(k) plans. New federal laws and state mandates drive unprecedented ...

But earning a higher salary can help you save more, as long as you increase your contributions along with your income. So it ...

Americans are saving more for retirement than ever before. Vanguard’s new report shows that in 2024, the average 401(k) ...

Americans set aside a record-high portion of their paycheck in their 401(k) accounts last year, according to Vanguard.

Target-date funds have become very popular due to convenience, but consider this to decide if they're right for your ...

Nearly one-in-five workers eligible for a retirement plan through their employer aren’t enrolled. There are a few rules of thumb to help individuals choose the right plan for their savings goals.

Turning to participation rates, Vanguard notes that it has two measures, with the most common being the average rate among a group of plans (referred to as the plan-weighted participation rate). In ...

Sections 20 and 22 of the new legislation would amend state law to create the auto-IRA program. The amendments include ...

Americans are tightening their belts after the post-pandemic spending spree. Market volatility, inflation, tariffs and job ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

While over half of annuity providers already offer a retirement in-plan solution, a majority believe that automatic plan ...

A graded vesting schedule vests a percentage of employer contributions over several years. Your 401 (k) plan’s Summary Plan Description (SPD) includes details about your vesting schedule.