For many older adults considering retirement, there are several reasons why it's an attractive year to take the plunge. Sure, ...

By taking the other route, and paying off your credit-card debt with $30,000 from your investments, you would forfeit around $6,700 over those three years, assuming a conservative 7% return or roughly ...

You may also want to put any savings into an individual retirement account (IRA), which has a contribution limit of $7,000 if ...

Avoiding unnecessary upgrades or excessive spending happens in major categories like housing or transport. This choice frees ...