These challenges are why many people consider consolidating their credit card debt with a personal loan. When to use a personal loan for credit card debt. Debt consolidation works ...

Alternatives to debt relief include working with a credit counselor, negotiating with your creditors, consolidating your debt and tapping into the equity you’ve built up in your home. Seeking help ...

Investopedia found Debt Payoff Planner to be the best option for people focused on paying down multiple debts quickly and for as little interest as possible.