There are a lot of ways to budget. Some are quite complicated, but there are also simple budgeting methods. The 50/30/20 rule is a straightforward budget method that allows you to make and stick ...

Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

Good budgeting templates, however, take care of that so you can just get started. [Tips to Avoid Living Paycheck to Paycheck] The Value of Budgeting Templates .

Money is intertwined in our everyday lives, and the way you manage it will greatly shape your future outcomes. Whether you're trying to break the paycheck-to-paycheck cycle, get out of debt or ...

Debt management: If you have a large amount of high-interest debt, paying down that debt should be a top financial priority, ...

Check out the template below to get you started on your personal finance budget. A 2018 NFCC study found that only two in five adults in the US have and use a personal budget.

According to this budgeting rule of thumb, you should devote 50% of your after-tax income to needs, 30% to wants and 20% to savings. ... How To Get Closer to a 50/30/20 Paycheck Split.