If your expenses were lower than your budgeted amount, then this number will be negative, describing the percentage under budget. % Over Budget = ((Actual Expenses – Budgeted Amount) ÷ Budgeted ...

Similar to other variable expenses, it may help to average child and pet care costs for the year to estimate the total amount these will take up in a budget. 6. Cell phone ...

Budgets detail expected income and expenses, showing if income covers costs. Creating a budget involves listing revenues and expenses and tracking them. Effective budgeting can lead to debt ...