"Add a buffer to your budget," Guina says. "There will always be some unexpected expenses that crop up." Here's your budgeting template Building a budget that works doesn't have to be a hassle.

Start with the blank budget spreadsheet provided, not any previous versions your group may have used. Save that sheet with this format: GroupName_Budget_AcademicYear.xlsx. Here is an example: ...

Whether you want to use one of Google Sheets' existing templates or build your own budget from scratch, here's how to level up your finances. Google Sheets stands out as a budgeting tool because ...