When you retire can potentially have a big impact on your retirement income and the taxes you owe. A government memo said ...

Millions of Americans will at some point face the decision of what to do with their old 401(k) accounts as they switch jobs ...

If you’ve been contributing to an employer-sponsored account like a 401(k) or 403(b) you generally have four options. You can ...

If I am not spending all my required minimum distribution (RMD) money each year, can I roll some of this back into my stocks?

Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including tax-free ...

A qualifying withdrawal, on the other hand, means you take control of your retirement funds (after the IRS potentially ...

Many employers offer retirement account benefits to full-time employees, often with matching funds. These can be a fantastic ...

Employers are increasingly adopting provisions from SECURE 2.0, a federal retirement law passed in 2022, that may make it ...

Your wonderful husband is entitled to your full Social Security benefit if you pass first. If your goal is to leave him a higher Social Security amount, consider postponing taking your benefit to the ...

Christine Benz of Morningstar For many employees, what to do with a 401(k) plan at retirement has been a foregone conclusion: ...