Dear Quentin, When I leave my job, would I be better off taking a $61,000 lump sum to roll over into an existing IRA or, ...

Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider before making a withdrawal to avoid tax and other penalties.

Retirement and disability funds face depletion in the next decade, with Congress urged to act to correct the looming ...

So if you spend £100,000 of your pension savings on an annuity product at a 5% rate, you'll get £5,000 a year. Once you've agreed to the contract, you cannot change your annuity, take out lump ...

If you are nearing retirement, your best bet is to ensure you start building your cash buffer so that it will enable you to wait out a rocky stock market. Then set up that consultancy, Etsy shop ...

For example, if you start collecting your pension at 65 and live for another 12 years, as 77 is the average annual life expectancy in the US, you can expect to earn $68,400 over these 12 years by ...

But if you want to maximise your tax-free cash and don't need all the money now, one option would be to take the full 25 per cent and invest the part you don't need now in something like a stocks ...

You can only withdraw your full pension fund after three years of non-tax residency (lock-in rule). Once converted into a living annuity, full withdrawal is no longer an option, regardless of your ...

Less than 10 years of service: If you have worked for less than 10 years, you can withdraw the money deposited in your EPS account when you make the full and final settlement of your EPF. You need to ...

You can either withdraw the whole tax-free amount in one go or make a series of smaller withdrawals adding up to 25 per cent of your total pension value. The remaining money stays invested and is ...

Paying annual fees of 1% when you start saving can cut your pension by over £17,000 in the long-run compared to 0.7% annual fees. The key is in how it all accumulates at the end of the day.

The new state pension offers £221.20 a week, or £11,502.40 a year, assuming you have worked enough time to qualify. If you want an income above this, you will need to save up.