When a CD reaches its maturity date, you have a grace period—a period where you can decide to withdraw funds or open a new CD. If you don't make a decision, the bank will usually automatically ...

Before opening a new CD and locking your money into a specific term, it's wise to shop around and compare rates from other banks to find the best APYs for your desired term length or account type.

We review nationwide banks and credit unions daily to help you find the best 1-year CD. The current best CD rate for a 12-month CD term is 4.60% APY from EagleBank and American Bank. In comparison ...

Second of all, the money in the CD has to be new, which means it can't have previously been in a California Coast Credit Union account. You'll also need some sort of other account with California ...