Nearly half of Americans lack a financial plan. Learn the psychological reasons for delaying, how planning reduces stress, and how to get your plan started.

Explore debt relief The best way to pay off debt depends on how much you owe, your income and your preferences. Explore strategies like debt snowball, consolidation and debt relief.

Common forms include debt settlement, debt management, debt consolidation and bankruptcy. To decide which debt relief option ...

Weighing each debt relief strategy's benefits and drawbacks could help you find the right fit for your situation.

Paying off a loan early can reduce your debt-to-income ratio, which can benefit your credit. Your credit score is based on a number of factors, like payment history and credit utilization.

Investopedia found Debt Payoff Planner to be the best option for people focused on paying down multiple debts quickly and for as little interest as possible.

My boyfriend has ADHD, $50,000 in student-loan debt and no plan to pay it off. Is it my responsibility to step in and help?

Having your debt forgiven could provide you with serious relief, but you'll need to know which types of debts will qualify. Getty Images Americans are carrying a lot of debt right now — and for ...

The journey to Financial Independence, Retire Early (FIRE) often starts from a less-than-ideal place: debt. Many Canadians leave school with a heavy financial burden. According to Statistics Canada, ...

Dollar Signs My boyfriend has ADHD, $50,000 in student-loan debt and no plan to pay it off. Is it my responsibility to step in and help? ‘He works a full-time job, pays bills on time and is a ...

A donor has put up $1,000 in a $21K challenge to ease the burden on working families by paying off the lunch debt of Greencastle-Antrim students.