The right app combined with the right attitude can help repay your debts Debt payoff apps can help you organize your debts ...

Before you start a debt payoff plan, it helps to have a baseline from which you can track your progress ... If you want to use a spreadsheet for debt repayment, Vertex42 offers free business ...

List your debts and how much you owe, either by hand or in a spreadsheet ... total and track your payoff progress. Pulling your credit report is another helpful way to get your debt snapshot.