Instead, here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now. 1. ... Federal Trade Commission’s Make a Budget Worksheet.

If you have Microsoft Office, consider Microsoft Excel's suite of budgeting templates designed to fit many different needs, ...

Although a simple home budget worksheet can be scribbled out with plain pencil, paper, and a calculator, today's technology means you have access to many easy-to-use budget templates online.

Add your income and expenses to this monthly budget planner, and we'll show how your spending aligns with the 50/30/20 rule. Many, or all, of the products featured on this page are from our ...

Budgeting with your significant other can sometime feel like you’re just going in circles! Don’t stress! It doesn’t have to be that way with these simple tips and our free budgeting for couples ...

It won't be easy, but it's all one can technically afford on a starting salary. For help, read Moneywatch's Kathy Kristof's piece on eating out on a dime. Miscellaneous: 8% ...

To make the process easy, create a budget worksheet using a computer spreadsheet program. If you're not computer savvy, use a sheet of paper or a calendar. 1. Track Your Necessary Expenses.

Using it to make a budget is easy because someone has already done most of the work. Here’s how to get started. Step 1: Pick your program.

Food shopping can quickly take over your budget despite your best intentions. Perhaps it’s due to impulse purchases, unplanned shopping trips, food going bad or a combination of all three. If ...