Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

Microsoft Excel offers a wealth of pre-built templates that simplify this process, providing a quick and efficient way to track income and expenses.

The template includes tabs for your budget, an example to help you get started, and a printable option. You have the categories you need for listing income and expenses as well as adjustments ...

Here's a sample college budget for Patricia: Public University Student Studying Abroad In Spain. Study Abroad Steve is studying abroad in Spain. During his five-month stay in Spain, he won’t work.

Ian Group has paid down $190,000 in student loans. Budgeting has been a key component of his debt-management strategy. He shared screenshots of the budget template he created and explained how it ...